7 Tips For Super Savvy Women

Smart moves to help you get on track for a better financial future.

Women retire with around 35% less super than men on average.1 And 1 in 3 women in Australia have no super at all.2 But it’s not too late to make a change. Here are 7 super-savvy tips that can help close this financial gap for a more secure future. #IWD2023 #CrackingTheCode


1. Look for a high achiever3

Performance can have a long-term impact. See our broad range of investment options.

Check out the IOOF investment Performance Report

2. Track your balance

Watch your savings increase over time – and enjoy more control over your super with the new IOOF app.

Download the IOOF app

3. Use the power of compound interest

It’s an amazing tool for wealth creation – and why investing in super over the long term makes sense.

Learn more

4. Learn from female super heroes

Learn how to grow your financial worth with help from experts like Michelle, a Self-employed Financial Adviser.

The Upworth Project

5. Know your type

What type of investor are you? Ensure your investments match your risk profile and your needs, which can change. 

6. Supersize your savings

Make extra contributions or consolidate super accounts – just two easy ways you can boost your super balance.

Help your super grow faster

7. Talk it over

You’re not alone. Make better financial decisions and achieve your goals with the help of your financial adviser. Login to IOOF online or download the IOOF app for your adviser’s contact details.

Get in touch

If you don’t have an adviser you can find out more here.  

View the full infographic here.

1 Australian Bureau of Statistics (15 December 2020), based on median data of superannuation balances for Australians aged 55-64,  Gender Indicators, Australia, accessed 24 March 2021, https://www.abs.gov.au/statistics/people/people-and-communities/gender-indicators-australia/latest-release 
2 Better Retirement Outcomes: a snapshot of account balances in Australia, Ross Clare, June 2019, https://www.superannuation.asn.au/
3 Past performance is not necessarily indicative of future performance. You should consider your own personal situation and consider seeking financial advice before making investment decisions.

Important information:

This document has been prepared by IOOF Investment Management Limited (IIML) ABN 53 006 695 021, AFS Licence No. 230524 as Trustee of the IOOF Portfolio Service Superannuation Fund ABN 70 815 369 818 (Fund). IOOF Employer Super is a Division of the Fund. IIML is part of the Insignia Financial of companies, consisting of Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate. This is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this document, you should assess your own circumstances or seek advice from a financial adviser and seek tax advice from a registered tax agent. Please obtain and consider the PDS and the Target Market Determination (TMD) both of which are available for consumers to better understand products before making any decision about whether to acquire a financial product. Information is current at the date of issue and may change.