Understanding financial advice
Financial life goals
Tools and resources
Products and services
Investing with IOOF
Your retirement goals
Understanding super & money
A flexible super solution offering you versatility and choice that takes you right through to your retirement
Not only can you choose from more than 300 managed investments, but you can also choose to invest in listed investments (shares) and a variety of term deposits.
You can choose from:
As well as effective and simple group insurance from TAL, you can also choose more tailored retail insurance from three high-quality, independent insurers:
Flexible insurance options are available in super, out of super or a mixture of both, including death, total & permanent disablement and income protection.
This helps limit the amount of administration fees you pay by using family fee aggregation.
Family fee aggregation is available to your immediate family members (spouse, son, daughter, partner, father, mother, brother, sister, grandparents) and the spouses of immediate family members.
You can take your IOOF Personal Super account from job to job and then seamlessly transfer to IOOF Pension without selling down assets and incurring capital gains tax and other transfer costs.
We’ve worked hard to make our operations very efficient so we can offer fair and competitive fees. Our fee structure is competitive and completely transparent – with no hidden fees. All fees are paid from your cash account, so it’s easy for you to see exactly what is being charged at any time.
Achieving your goals is easier with the right advice. If you don’t have a financial adviser we can put you in touch with one. This could be for simple, single topic advice about super or a more comprehensive financial plan.
If you would like to join IOOF Personal Super you must read the Product Disclosure Statement (PDS) and complete the relevant application form.
Forms and documents
If you need help at any stage, contact your financial adviser or speak to our Client Services Team.
Before investing, we recommend you speak to your financial adviser for guidance on which of our super solutions can best help you reach your retirement savings goals. If you don’t have a financial adviser, we can help you find one. Contact our Client Services Team who can put in touch with an adviser in your area.
Find out more about financial advice