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Tax-effective, flexible and accessible
With the IOOF WealthBuilder investment bond, you can have the tax-effectiveness you need together with the flexibility and accessibility that you want
The IOOF WealthBuilder investment bond is one of the leading investment bonds available today – and it has led the way since 1981.
Not only does it provide investors with a genuine solution for a wide range of investment needs, it also boasts a great range of investment options and product features together with competitive fees.
An investment bond is a ‘tax paid’ investment.
This means that the tax on investment earnings are paid by the bond issuer at the current company tax rate of 30 per cent and after ten years from the start date, the investment is free of personal income tax in the hands of the investor.1
1 Ten year period is defined as the end of the tenth year from the start date for tax purposes. This may be different to the initial investment date.
It can be used for a wide range of investment strategies including tax management, wealth accumulation, early retirement and estate planning.
IOOF WealthBuilder offers investors a comprehensive range of investment options to cater for different needs.
These options give you access to leading fund managers.
IOOF WealthBuilder has low investment minimums, making it possible for you to set up different bonds to suit different investment strategies. You can choose to open an IOOF WealthBuilder account with either:
With a regular savings plan, you don't have to wait until you have a huge lump sum to start saving for that great family holiday, special occasion or for their kids.
IOOF WealthBuilder’s features give you unparalleled flexibility when it comes to contributing or withdrawing your money. You can:
There are limits on the maximum additional investments that can be made to an investment bond, such as IOOF WealthBuilder, each year. After the first year, the maximum you can invest in any one year is 125 per cent of your investment in the previous year without restarting the ten year tax period.
This is commonly referred to as the ‘125 per cent rule’ and is based upon the bonds anniversary date. For more information please see the IOOF WealthBuilder PDS.
If you would like to invest in IOOF WealthBuilder you must read the IOOF WealthBuilder Product Disclosure Statement and complete the relevant application forms.
Before investing, we recommend you speak to your financial adviser. If you don’t have a financial adviser, we can help you find one.
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IOOF WealthBuilder overview flyer
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