Search

Investment menu

IOOF Employer Super

IOOF Employer Super makes it easy for you to build the right investment portfolio by giving you access to an extensive choice of investment options

Features and benefits

  • More than 300 managed funds
  • Shares and other listed securities
  • Term deposits
  • A default MySuper compliant investment strategy, the IOOF Balanced Investor Trust

MySuper solution

If you don’t nominate your own investment strategy, or are joined automatically by your employer, your money is invested in the IOOF Balanced Investor Trust, our MySuper default investment option.

The IOOF Balanced Investor Trust is a low-cost managed fund that invests in a diversified portfolio of growth and defensive assets through a range of investment managers.

It aims to provide capital growth over the medium to long term by achieving total returns after fees in excess of the CPI +3.5% over a rolling 10 year basis.

Understand MySuper and what it means for you

Quick facts

Recommended investment horizon 5 years
Asset allocation Balanced (70% growth assets and 30% defensive assets)
Risk/return profile Medium to high
Income distribution frequency Half yearly (as at 30 June and 31 December)
Investment approach Multi-manager; mix of passive, factor and active management
Management cost 0.50% pa

Investment options – Choice members

One of the most impressive features of IOOF Employer Super is the amount of choice offered to you. You will be classified as a Choice member if you make an investment selection rather than investing in the default investment strategy.

Ready-made portfolios

Our ready-made portfolios are simply that – ready made.

You can choose from our two multi-managers fund range. Each range offers broad diversification and a different level of active management:

  • IOOF MultiSeries is a range of four predominantly active multi-manager funds designed for investors who are prepared to forgo some active exposure in order to reduce fees.
  • IOOF MultiMix is a range of nine fully-active multi-manager funds designed to generate above-market returns.
IOOF MultiSeries IOOF MultiMix

Learn more about our multi-manager funds

Self-selected managed funds

Choose from over 300 investments that are managed by some of the biggest names in the industry. Combine any number of these options into a portfolio that suits your needs. IOOF Employer Super allows you to 'self-select' from a range of managed funds in order to construct a portfolio to suit your needs. These funds cover all the major asset classes, including:

  • Australian shares
  • International shares
  • Property
  • Fixed interest
  • Cash

Find out more about the managed funds available

Shares

You can choose to invest your super directly in any of the listed investments on the S&P/ASX300. This includes exchange traded funds as well as shares in many of Australia's largest and best known brands.

The listed securities selection covers market sectors such as industrial, resource and property. Minimum investment amounts and brokerage costs apply, please refer to the Product Disclosure Statement for full details.

Find out more about the shares available

Find out more additional securities approved by the Trustee

Term deposits

For those seeking a more secure investment, choose from a range of term deposit options.

Find out more about the options available

Change investment options at any time

If you’re a Choice member, you can change your investment options online at any time:

  • simply login to IOOF Online and use our online switching service
  • complete the 'Switching Instructions' form.

Find out more about IOOF Online

If you’re a MySuper member, you can change your investment options by downloading and completing the following form:

Switching Instruction form

We recommend that you seek financial advice to help you choose and review your investment strategy.