Insurance options

Insurance options available

Transfer your existing cover

If you have group insurance cover with another fund, you may be able to transfer it to the TAL Group cover available in your IOOF Pursuit Super or Personal Super account via a simplified process using the IOOF Transferring your insurance cover form. Any transferred cover will be added on top of any existing cover you hold.

To apply to transfer your insurance and to check the conditions that apply, please refer to the Product Disclosure Statement and the ‘Transferring your Insurance Cover’ form.

How to apply

Your financial adviser is key in helping you access a variety of flexible ways to apply for insurance through your IOOF Personal Super account. Not only can they help you apply for cover, but they can help you determine the right type and amount of cover you need.

IOOF offers a variety of ways for you to apply for cover, so you can choose the way that best suits you.

• Paper-based: You can complete a traditional paper-based form with your adviser who can clarify your obligations and any questions you have.
• Online: Your adviser has access to online tools which allow you to complete an insurance application electronically. Depending on your circumstances, these tools may result in you being accepted for cover sooner than would otherwise have been the case.
• Tele-interview: If you prefer to provide information verbally, or are not comfortable talking about your health and wellbeing with your financial adviser, your adviser can schedule a tele-interview where you will speak directly to a trained insurance professional to submit your application.