Dream big, take action

A woman's guide to greater financial wellbeing


Australian women are determined to make their dreams a reality

Australian women today are ambitious for their future. They are more likely than their male counterparts to have thought a lot about their dreams and they are highly motivated to achieve them.

Barriers to female financial independence and success are still real – but there are ways to navigate them.

In this guide, we’ll share some of the interesting ways in which Australian women’s aspirations are changing, plus highlight some practical advice on smart money, super and retirement strategies that can help women accelerate towards their goals.


  1. What do women want?
    Latest insights around the changing aspirations of Australian women.

  2. Turning dreams into reality
    Smart ways to set up your finances for a better today and tomorrow. From adopting sensible money habits to making the most of your super, these steps can help you feel more in control and set you up for a more comfortable retirement.

    Part 1: Creating good money habits
                Give your super some love
    Part 2: Taken time out of the workforce?
    Part 3: Retirement dreams start here
    Part 4: Planning for when you’re no longer here

  3. Beyond the theory: women who’ve dreamed big and taken action
    Find managing money a challenge? You’re not alone. Here, eight Australian women share the one tip they recommend to help you make better money decisions.

View the full guide here


Important information: This information has been prepared by IOOF Investment Management Limited (IIML), ABN 53 006 695 021, AFS Licence 230524, as Trustee of the IOOF Portfolio Service Superannuation Fund, ABN 70 815 369 818 (RSE Licensee). IIML is part of the Insignia Financial Group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The information in this article is current as at March 2024 and may be subject to change. This information may constitute general advice. The information in this article is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider obtaining independent advice before making any financial decisions based on this information. It is recommended that you consider the relevant Product Disclosure Statement (PDS) before you make any decisions about your superannuation or insurance. A Target Market Determination (TMD) is also available for consumers to better understand products. You can obtain the latest copy of the PDS (or other disclosure documents) and TMD by calling us on 1800 913 118 or by searching for the applicable product on the website at ioof.com.au. You should not rely on this article to determine your personal tax obligations. Please consult a registered tax agent for this purpose. Opinions constitute our judgement at the time of issue. The case study examples (if any) provided in this article have been included for illustrative purposes only and should not be relied upon for decision making. Subject to terms implied by law and which cannot be excluded, neither NULIS nor any member of the Insignia Financial Group accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.