IOOF MySuper investment performance update

Strong, double-digit 3-year returns from IOOF Balanced Growth

IOOFs Balanced Growth investment option – our default MySuper investment option - delivered a strong return of 11.45% p.a. over 3-years to 30 September 2025. This return places the IOOF Balanced Growth option in the top 10 MySuper options surveyed over this period, as reported by SuperRatings.¹ The option also returned over 9% for the 1-year to 30 September 2025.

The investment option’s strong performance was mainly driven by its exposure to global share markets, which have continued to perform well despite ongoing economic uncertainty.

But it’s not just share markets driving performance. The option also includes a mix of unlisted and alternative assets, which help spread risk and support long-term growth. This diversified approach means your super savings aren’t relying on just one part of the market to deliver results, making the investment option more resilient through different market conditions.

What’s ahead

Global uncertainty – from trade tensions to geopolitical risks - continues to shape the investment landscape.

With share markets currently sitting at relatively high valuations, we’re taking a cautious, long-term approach. That means staying diversified across regions, industries and asset types, and being ready to act when new opportunities arise.

In short: we’re focused on keeping your investments resilient, while looking for smart ways to grow your retirement savings.

Latest investment returns to 30 September 2025

	Annualised Returns (% p.a.)
	1 year	3 years	5 years	7 years	10 years
IOOF Balanced Growth	9.15	11.45	8.43	7.21	7.56

All returns are net of investment fees and estimated taxes and do not include platform administration fees and costs.

¹ SuperRatings Fund Crediting Survey, SR50MySuper Index as at 30 September 2025. Returns are calculated net of investment fees, tax and implicit asset-based administration fees. Explicit fees such as fixed dollar administration fees, exit fees, contribution fees and switching fees are excluded. Past performance is not a reliable indicator of future performance. Ratings are only one factor to be taken into account when choosing a super fund.

Important information

Issued by IOOF Investment Management Limited (IIML) ABN 53 006 695 021, AFSL 230524 as Trustee of the IOOF Portfolio Service Superannuation Fund ABN 70 815 369 818. IIML is part of the Insignia Financial group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group).

Past performance is not a reliable indicator of future performance.

The value of an investment may rise or fall with the changes in the market. The performance returns in this communication are reported after deducting investment fees and estimated taxes but are before deducting administration fees and costs. Performance returns are annualised for periods greater than one year. For details of relevant fees and costs, refer to the Product Disclosure Statement (PDS) and Investment Menu.

Neither IIML, the investment managers, nor any of their related bodies corporate, guarantee the performance or any rate of return of the investments. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. This performance Summary may be considered to be general financial product advice only, and is not intended to represent investment or professional advice and does not take in to account your individual financial circumstances. You should consider the appropriateness of this information, having regard to your individual financial circumstances. A Product Disclosure Statement (PDS) should also be obtained and you should consider the PDS in deciding whether to acquire, or to continue to hold, any investment. You can obtain the latest copy of the PDS (or other disclosure documents) by calling us on 1800 913 118 or by searching for the applicable product on the website at www.ioof.com.au.

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