Thank you for your continued partnership and the important role you play in supporting your employees’ financial wellbeing. This stage of the year is a natural point to reflect on the progress made—both for your organisation and your employees—and to consider how best to support employees as they prepare for what’s ahead.

Looking forward, there continues to be a strong focus on what’s next for employers, with the transition to Payday Super on the horizon alongside ongoing change across the economic and investment landscape. We know these shifts bring both complexity and opportunity, and we’re committed to supporting you with practical guidance, tools and insights to help you and your employees stay informed and prepared.

Super that’s building towards a great retirement

I’m pleased to share that IOOF Balanced Growth delivered a healthy 8.1% for the 12-months to 31 March 2026, and a strong return of 8.6% per annum, for three years to the same date.

These returns were achieved during a period of global change, including shifts in US trade policy and conflict in the Middle East.

Throughout this time, our investment team has remained closely focused on your employees’ super — actively managing it day to day and spreading their savings across a mix of assets designed to help protect what they’ve built and support growth as conditions change.

You can read IOOF’s investment performance update to learn more.

Helping employees make the most of EOFY

As we approach the end of the financial year (EOFY), it’s an important time for many Australians to review their super and take advantage of opportunities to strengthen their long term financial position. EOFY is a key point in the super calendar, with contribution limits resetting and any final contributions needing to be made before 30 June to count for the current year. For those in a position to do so, making additional contributions can help boost retirement savings and may also offer tax advantages, particularly given the concessional tax environment within super.

To support your employees during this period, we’ve prepared a practical EOFY article outlining some simple steps they can consider as they review their super and get ready for the year ahead.

Payday Super: preparing for implementation

With the commencement of Payday Super from 1 July now near, we’re seeing many employers shift their focus from understanding the change to putting preparations into practice.

Encouragingly, many employers are already well progressed, with a clear focus on reviewing payroll processes, validating employee data and ensuring systems are ready to support more frequent super contributions. As we move closer to go live, these final steps will be key. With reduced processing timeframes under Payday Super, having accurate and complete contribution data will be increasingly important to help avoid delays or rework.

We’ll continue to support you through this transition with practical tools, resources and guidance, helping you move to the new requirements with confidence. Check out our dedicated Payday Super hub.

Thank you again for your continued partnership as we navigate this important period of change and support better outcomes for your employees.

Warm regards,
Dave Woodall
CEO, Superannuation
 

The information in this article is current as at June 2026 and may be subject to change

Important Information

This article has been prepared by IOOF Investment Management Limited (IIML) ABN 53 006 695 021 AFSL 230524 as the trustee of the IOOF Portfolio Service Superannuation Fund ABN 70 815 369 818 (Fund).  IIML is part of the Insignia Financial group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). IOOF Employer Super is part of the IOOF Portfolio Service Superannuation Fund.

The information in this article is current as at June 2026 and may be subject to change. This information may constitute general advice. This information may constitute general advice. The information in this article is general in nature and does not take into account your employees’ personal objectives, financial situation or needs. Your employees should consider obtaining independent advice before making any financial decisions based on this information. It is recommended that you and your employees consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any decisions about their superannuation. You can obtain the latest copy of the PDS (or other disclosure documents) and TMD by calling us on 1800 913 118 or by searching for the applicable product at ioof.com.au