Term deposit and annuity interest rates
For those seeking a more secure investment, choose from a range of maturing investments.
Please note that a minimum investment amount of $5,000, restricted access to capital, and strategy terms apply. If you wish to invest in term deposits, please refer to the relevant product document or contact our Client Services Team for information on the relevant terms and conditions. Note that not all product offerings from the listed providers are available in IOOF Employer Super, IOOF Personal Super and IOOF Pension.
Interest rates as at 27 September 2021 (effective 12.00am AEST for amounts up to $5M)
|Adelaide Bank||3 months||0.15% pa|
|Australia and New Zealand Banking Group||3 months||0.10% pa|
|National Australia Bank||3 months||0.21% pa|
|Adelaide Bank||6 months||0.30% pa|
|Australia and New Zealand Banking Group||6 months||0.20% pa|
|National Australia Bank||6 months||0.24% pa|
|Adelaide Bank||12 months||0.45% pa|
|Australia and New Zealand Banking Group||12 months||0.30% pa|
|National Australia Bank||12 months||0.35% pa|
Challenger Guaranteed Annuity terms, rates and payment frequencies available through IOOF Employer Super, IOOF Personal Super and IOOF Pension for purchase by 11:59pm AEST on 8 September 2021.
|Term||Base indicative interest rate1||Guaranteed additional premium rate2||Indicative interest rate3||Interest payment frequency|
|1 year||0.85% pa||0.15% pa||1.00% pa||Semi-annual|
|2 year||1.10% pa||0.15% pa||1.25% pa||Annual|
|3 year||1.40% pa||0.15% pa||1.55% pa||Annual|
|5 year||1.85% pa||0.15% pa||2.00% pa||Annual|