It simply stacks up

It simply stacks up

Here is the proof


A true lifetime super solution

IOOF Employer Super is a true lifetime super plan that you can take from job to job and through to retirement without incurring capital gains tax, other transfer costs or inconveniences.

We are one of only a handful of plans to offer this benefit - and yet it is extremely important to you, especially at retirement. The vast majority of employer funds, including industry funds, don't offer this benefit despite the fact that it can have a big impact on your retirement savings.

Flexible insurance options at competitive rates

Our flexible approach is designed to deliver a fit for all members. We offer you quality, tax-effective, flexible cover at competitive group rates ensuring peace of mind for you and your family.

We offer tailored income protection options where you can shorten or extend waiting periods and be compensated accordingly. For those who are after our basic level of cover there are no health checks making insurance easy.

Simple, transparent and competitive fees

We've put a lot of time and effort into fine-tuning our operations to deliver simple, fair and competitive fees. Our fee structure is superbly simple and completely transparent - all clearly visible and there are no hidden fees.  All fees are paid from your cash account, so it's easy for you to see exactly what is being charged at any time.

Friendly, helpful, personalised service

IOOF prides itself on delivering an exceptional level of service.  We have a highly trained, experienced and dedicated Australian based client services team ready to answer any of your queries and to assist you in taking control of your super. Please call 1800 333 500 or email

Full-featured online portal

Securely manage and update your account anytime. IOOF Online gives you access to a range of information including portfolio summary, transactions, statements and reports. You can even use it to buy and sell your investments.

If you are already a member, click here to access the site and to register.

We believe helping you learn about super can give you the confidence to make the most of your investments.  And that's why we also offer a comprehensive education toolbox full of information, videos and calculators. Check them out here.

Super specialists

At IOOF we have been helping Australians build their financial future since 1846. That's why you can be confident that we will be with you all the way to help make your retirement goals a reality.

A wide range of investment options

One of the most impressive features of IOOF Employer Super is the amount of choice offered to you. Not only can you choose from more than two hundred managed funds, but you can choose to invest in shares and even a variety of term deposits.


Ready-made portfoliosOur ready-made portfolios are simply that - ready made. We do the hard work for you as our experienced IOOF Investments team actively manage a range of diversified portfolios with high quality managers and varied risk profiles.
Self-selected PortfoliosChoose from over 230 managed investments that are managed by some of the biggest names in the industry across all asset classes including property, international shares, fixed interest and cash. Combine any number of these options into a portfolio that suits your needs.
SharesYou can choose to invest your super directly in any of the listed investments on the S&P/ASX300. This includes exchange traded funds as well as shares in many of Australia's largest and best known brands.
Term depositsAnd for those seeking a more secure investment, choose from a range of term deposit options.
MySuper - default fundOur MySuper default investment strategy, IOOF Balanced Investor Trust, is for those who do not want to choose their investments. Managed by the IOOF Investments team, the Trust seeks to provide capital growth over the medium to long term by investing in a diversified portfolio of growth and defensive assets.

How to join IOOF Employer Super

Joining us is easy, just follow the steps below.


Download and read the IOOF Employer Super PDS.


Download and complete the application form and return it to us


Once your account is open, you'll need to tell your employer to pay contributions into your new account. To do this, download the 'Choice of Fund' form, complete it and return it to your payroll department.

If you need help at any stage, contact your financial adviser or call our Client Services Team on 1800 333 500 or email