IOOF

Guides

Guides to help your financial wellness grow

Superannuation

• Choosing the right super fund

• Consolidating your super

• Contributing to super

• Defined benefits schemes

• Make your salary go further - package it

• Package your super and pay less tax!

• Salary sacrifice or Government super co-contribution

• Self-managed superannuation funds

• Splitting superannuation contributions

• Superannuation: understanding the basics

• Super funds

• What is a binding death benefit nomination?

• Women and super

• Leaving your employer

Retirement

• Aged care - making an informed decision

• Account-based pensions

• Centrelink payments and entitlements and work bonus

• Managing longevity risk

• Nominating a reversionary beneficiary

• Transitioning to retirement

• What is an annuity

• What is a re-contribution strategy?

Insurance

• Business insurance

• Death cover

• Income protection

• Insurance explained

• Managing your personal risk

• TPD insurance

• Trauma insurance

Investing

• Basics of investing

• Bonds

• Dollar cost averaging explained

• Investing in shares

• Invest with confidence in your product provider

• Investment platforms

• Investment risk and return

• Investment risk profiles

• Model portfolios

• Saving and investing - the fundamentals

• Understanding gearing

Other

• Capital gains tax explained

• Estate planning

• Managing debt

• Receiving a redundancy payment