Get the right mortgage for you

Expert advice and premium service across Australia

A boutique mortgage broking service backed by one of Australia's leading wealth managers.

IOOF Finance Choice is backed by IOOF’s 170 year history of helping Australians secure their financial future. But don’t be fooled by our size – we provide a tailored, 1:1 personalised service.

Talk with our trusted mortgage experts

We’ll do the homework, providing a range of home loan options that suit your budget and your needs – now and into the future – and we’ll manage the process from end-to-end.

What's the difference between a broker and a lender?

As mortgage brokers, we act for you; a lender sells you products. You can be confident that our salaried mortgage brokers will provide disciplined advice and act in your best interests when recommending a home loan.
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Put some time back in your day

We'll help manage the complex process end-to-end.

How our mortgage brokers help you find the right home loan

1. Evaluate

We’ll work with you to evaluate your needs, budget and borrowing power.

2. Find

We’ll work on finding the right mortgage for you from our panel of over 50 lenders and 200 home loan options, you work on finding the right property.

3. Pre-approve

We’ll manage the pre-approval process with the selected lender, so you can make an offer or bid on your property of choice.

4. Settle

We’ll finalise the home loan paperwork while you finalise your property purchase.

5. Relax

All done. Your home or investment property is yours. We’ll be ready at the end of the phone if your circumstances change or you have any questions

  • Property finance needs
  • Refinancing or buying a new home
  • Investment property
  • First home

Refinancing or buying a new home

I'm buying a new home or refinancing

The market changes all the time…and so do your needs, so it pays to look around. But with thousands of options, reviewing the market can be a daunting and time consuming task.

It’s a good thing you came to us.

  • We’ll do a complete assessment of your needs.
  • We’ll review the options available from our panel of over 50 lending facilities and 200 home loan options.
  • We’ll make sure our recommended home loan aligns with your life and your goals.

Understand me, look after me, secure my future. That’s the IOOF purpose and our commitment to you.

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Investment property

I want to buy an investment property

Property can be an excellent investment… when done right.

 

As part of one of Australia’s largest wealth managers, investing is in our DNA.

 

We believe that your mortgage arrangements should complement your overall financial plan. We can work with you or your financial adviser to integrate your lending arrangements seamlessly with your financial strategy.

 

We make short work of complexity, so whether you’re buying your first or fifth investment property, or working a property into your SMSF, we’ve got it covered.

 

Understand me, look after me, secure my future. That’s the IOOF purpose and our commitment to you.

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First home

I'm a first home buyer

We get it, it’s a big step. There are lots of questions and considerations.
“Can I afford it?”
“What do I need to look for in a mortgage?”
“How much can I borrow?”
“I’m busy, I don’t have time to scour the market and deal with endless paperwork”.

Don’t worry. That’s what we’re here for.

  • We’ll help you assess your budget and your needs.
  • We’ll pick the right mortgage for you from our panel of over 50 lending and 200 home loan options.
  • We’ll take on all the effort, including interactions with the lender. You can just focus on house-hunting.

Understand me, look after me, secure my future. That’s the IOOF purpose and our commitment to you.

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Why go with an IOOF Finance Choice broker?

We’ll do a complete assessment

of your mortgage needs and your budget to find your sweet spot.

We'll research and compare over 50 lenders and 200 loans

using our market leading software and find the mortgage that suits your needs - now and into the future.

We’ll take on all the effort;

the maths, the paperwork and all interactions with the lender.

We have access to property reports

to help you make a smart, informed decision.

We’ll stay in touch every step of the way

even after funds have settled. We like to catch up and undertake regular reviews, ensuring your mortgage remains competitive into the future.

If things do change for you, we’re just a phone call away.

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Get the whole picture – what to look for in a home loan

Interest rates, budget, features, flexibility… there’s lots to consider when it comes to property finance, and it should never be about just one thing. Read our free property finance guide.

Or skip the reading and let us do the work.

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Download

Our free property finance guide