Welcome to the BGC Staff Superannuation Plan

We have chosen to partner with IOOF to provide you with a super solution that simply stacks up. With IOOF Employer Super, you get investment choice, flexible insurance options, online access and fees that are simple, transparent and competitive. You also benefit from true lifetime support – not just from now until you retire but beyond that, when you want to draw an income from your super savings.  We know you work hard for your super and we want to ensure that your super works hard for you.  After all – it's one of the largest investments you’ll ever make and we want your retirement dreams to become a reality.

Simple tips for building your super


We recently held a webinar outlining the simple tips you can take to build your super. Our presenters covered:


  • Consider your retirement goals: What type of lifestyle do you want in retirement?
  • Understand the difference between before and after-tax contributions: You don’t need to contribute a large lump, you have the option of small and/or regular contributions.
  • Identify strategies to build your super: Regardless of how you contribute, you’ll benefit from the power of compound interest over the long term.


It’s never too early, or too late, to start building your super!


View the presentation

2020/21 Federal Budget


On Tuesday 6 October 2020, the Government announced the Federal Budget including these proposed changes and initiatives:


  • New ‘Your Future, Your Super’ measures to reduce the number of super funds per member.
  • A ‘YourSuper’ online comparison tool to rank fees and the performance of all MySuper funds.
  • Annual performance testing to identify underperforming MySuper funds.
  • Further support for social security recipients and additional home care packages for older Australians.
  • JobMaker measure including a $100-$200 per week hiring credit for eligible employees/employers and reimbursement of up to 50% of an apprentice’s training.
  • Bringing forward income tax cuts for individuals and allowing refundable tax offsets for businesses.


Read the Federal Budget summary to find out how these proposed budget changes may affect you.


Please be aware these are only proposals and the Budget announcements still need to be passed by both the House of Representatives and the Senate before they become law.

Market updates and support for you and your family


The negative impacts of the Coronavirus (COVID-19) are continuing to impact the global economy and the wellbeing of Australians.


Our Coronavirus crisis hub has information on the markets, Government initiatives and how we can help you.


Visit the Coronavirus crisis hub for the latest information.

Plant the seeds for financial wellness


Taking care of yourself doesn’t stop at your health. Looking after yourself financially is just as important for your overall wellbeing.


Regardless of how much, or little, wealth you have, learning about money and finances goes a long way to helping you make better decisions so you can feel confident about your future.


Money Insights Central has been developed to help you plant the seeds of financial wellness. Whether you’re moving out of home for the first time, going back to work after having a baby or looking to downsize your home, we have something for you.


Access Money Insights Central now.

talkingsuper is a newsletter designed to provide you with a quarterly summary of general superannuation issues, investment markets and the performance of IOOF Employer Super. Click here to read.

The Government introduced new laws designed to protect low super balances from being eroded by unwanted insurance, regardless of which super fund you are with.


Default insurance

We will offer you default insurance cover once your account balance reaches $6,000 and you are age 25 or over. We’ll confirm your level of cover and premium 30 days prior to adding this to your account.


You can elect to add default insurance to your account before this time by completing the ‘Default insurance opt-in’ form.


For more information, visit www.ioof.com.au/insurance-changes


Inactive accounts

From 1 July 2019, super funds will be legally required to cancel members’ insurances if contributions haven’t been received for over 16 months, regardless of account balance or other activity, unless the member has opted in to continuing their cover.


You can opt in to continuing your cover, regardless of activity. To do so, log into your account, go to the insurance page and click on the opt-in button.


When deciding what cover is right for you, we recommend you speak with a financial adviser and consider your personal circumstances, both now and in the future.

Super is one of your biggest investments and it’s important to remember that it could have a major effect on your family’s future in the event of your death. That's why it’s so important to ensure that you have nominated your desired beneficiaries. Find out more.

If you have more than one account, you’re paying on average more than $500* every year in fees and insurance premiums you don’t need to. You wouldn’t pay it from your savings account and you shouldn’t pay it from your super. We’ll help you find all your super – even the super you didn’t know you had, and get it all into one place!


Log on to IOOF Online, go to find and consolidate your super on the home page and follow the prompts.

*Australian Taxation Office – Australians losing thousands in super fees annually, 2015

IOOF offers great family benefits and this extends to IOOF Employer Super, where your spouse and immediate family members can enjoy the same benefits as you, including applying for insurance through their own IOOF Employer Super account. Download the application form.

Contact us

Or call us on 1800 333 500
or email employersuper@ioof.com.au