Investment options
IOOF WealthBuilder offers a range of both diversified and sectoral investment options under the Easy Choice Options menu. Alternatively, you can choose from the Custom Choice Options menu which provides more specialised sectoral and multi investment manager investment options.
| Fund name | Objective | Risk/return profile |
|---|---|---|
| Easy Choice Options | ||
| Capital Guaranteed Fund | To achieve security of capital including accrued annual bonuses and returns that exceeds inflation over the medium to long term. It offers the highest level of security because of the secure nature of its investments and reserving requirements. Your original capital plus all allocated bonuses less fees are guaranteed | Low |
| Capital Stable Fund | To achieve a relatively high level of capital stability and moderate capital growth over the medium to long term and provide a total return higher than the return of its benchmark by investing in a range of investments across the major asset classes. | Low to Medium |
| Fixed Interest Fund | To achieve a high level of capital stability with competitive returns superior to its benchmark that over the medium term should outpace inflation and exceed those available from the Capital Guaranteed Fund. | Medium |
| Balanced Fund | To achieve capital growth over the medium to long term and provide a total return higher than the return of its benchmark, by investing in a range of investments across the major asset classes. | Medium to High |
| Australian Shares Fund | To achieve a high level of capital growth over the long term with returns that outperform the S&P/ASX 300 Accumulation Index, measured on a rolling three year basis, by investing in a diversified portfolio of Australian industrial and resource shares. | High |
| High Growth Fund | To achieve a high level of capital growth over the long term and provide a total return higher than the return of its benchmark, by investing in a diversified portfolio of predominantly growth assets. | Very high |
| Custom Choice Options | ||
| Australian Shares Fund - MultiMix | To provide capital growth of your investment over the long term by investing in a diversified portfolio of Australian shares, and to achieve a total return in excess of the S&P/ASX 300 Accumulation Index over a rolling five-year period. | High |
| International Shares Fund - MultiMix | To provide capital growth of your investment over the long term by investing in a diversified portfolio of international shares, and to achieve a total return in excess of the MSCI World (ex-Australia) Accumulation Index-unhedged over a rolling five-year period. | High |
| Smaller Companies Fund - Perennial | To grow the value of your investment over the long term via a combination of capital growth and tax effective income by investing in a diversified portfolio of Australian shares not included in the S&P/ASX Top 50 Index and to provide a total return that exceeds the S&P/ASX Small Ordinaries Accumulation Index measured on a rolling three-year basis. | High |
| High Conviction Shares Fund - Perennial | To grow the value of your investment over the long term via a combination of capital growth and income by investing in a concentrated selection of 'growth oriented' shares. Although the portfolio is benchmark unaware in portfolio construction, the Fund's objective is to provide a total return that exceeds the S&P/ASX 200 Accumulation Index by 4% p.a. measured on a rolling five-year basis. | High |
| Global Property Securities Fund - Perennial | To grow the value of your investment over the long term through a combination of capital growth and income by investing in a broad selection of international property securities. The Fund's objective is to provide a total return that exceeds the UBS Global Real Estate Investors Index (hedged in $A) measured over a rolling three-year period. | Medium to High |
| Global Shares High Alpha Fund - Perennial | To provide a total return after fees that exceeds the MSCI World ex Australia Net Dividends Index in AUD. | High |
For more information about Wealthbuilder’s investment options, please refer to the (IOOF Wealthbuilder PDS). Investment objectives are not predictions or forecasts, they represent the measure by which performance of the fund is monitored and assessed.