Insurance on our Wraps

We distribute a range of risk products from BT to advisers aligned with IOOF Alliances. BT offers a comprehensive range of risk protection benefits that are competitively priced, simple to use and designed to meet the needs of most clients.

The seamless integration to our wrap products makes life insurance easy to quote, easy to track and rewarding to write. BT Life offers a comprehensive policy range including:

  • life insurance (super and investment wrap)
  • TPD insurance (super and investment wrap)
  • income protection - basic cover (super and investment wrap)
  • income protection - comprehensive cover (investment wrap only)
  • living (trauma cover) (investment wrap only)

Benefits of using BT Life Protection Plans include:

  • guaranteed renewable/non-cancellable cover that is fully integrated with clients' investment or superannuation wrap accounts
  • quoting and tracking of clients' insurance needs online so you always know the status of your clients' policies both during underwriting and after policy issuance
  • high independent research house ratings at competitive premium rates
  • automatic upgrades whenever improvements are made to policy terms and conditions
  • a simple 11 question application process for applicants with sums insured up to $1 million (under 46 years of age) and up to $750K up to 55 years
  • income protection and TPD cover available for a range of hazardous occupations
  • cover for dependent children.

To support you with servicing your wrap clients our IOOF Alliance business development managers can help you with tools and training.