Calculators

Calculators are a good way to help you start planning; you can get a general idea of what does and doesn’t work for you. The calculators are a planning tool only. They will not provide exact answers as your personal circumstances have not been considered. It’s a good idea to discuss your objectives with your financial adviser who can then develop appropriate strategies to meet your individual needs.

Calculator Description
Retirement gap calculator Is there a gap in your retirement savings? Our retirement gap calculator can help you compare how much you have and how long it will last, compared to how much you'll need for the lifestyle you want.
Savings calculator Saving regularly can help you reach your goals. Our calculator projects how much your savings will be worth over a period of time. It also lets you change your details so you can compare the results and see the difference that saving a little extra can make.
Salary sacrifice calculator By salary sacrificing you can contribute some of your pre-tax salary into your super fund. Not only does this strategy help increase your super savings, it could also reduce the amount of tax you pay. This calculator lets you look at the financial impact of salary sacrificing into superannuation.
IOOF WealthBuilder calculatorIOOF WealthBuilder gives you the ability to save or invest towards a goal while still being able to access your money at any time. It's tax paid while invested, so there is no accessable income and withdrawals made after the 10 year tax period are free of personal income tax. The calculator will guide you through illustrative examples based on specified assumptions to assist you in the ability to save or invest towards a specific goal and how you can access this money at any time.
Investor profiler toolWhat investments suit your risk profile? Knowing what sort of investor you are will help you determine the amount of risk you are prepared to take and choose the appropriate investments. Use our simple online tool to find out.
Budget spreadsheet
(click to download)
Where does all your money go? One of the first steps to planning for a secure financial future is understanding how you spend your money. Easier said than done, but with a little bit of discipline you’ll be surprised to see how all the little things add up. Our budget spreadsheet gives you a simple and a comprehensive way to help you plan no matter what your circumstances are.